Wealth management involves a comprehensive approach to managing your finances, investments, and assets to achieve your financial goals and secure your future. Here are some suggested steps in wealth management:

1. **Set Clear Financial Goals**: We help in short-term and long-term financial goals, such as buying a house, funding your children’s education, retiring comfortably, etc.

2. **Assess Your Current Financial Situation**: Take stock of your current financial position, including income, expenses, assets, liabilities, and existing investments.

3. **Create a Budget**: A budget is developed that aligns with your financial goals and helps you manage your expenses efficiently. Make sure to include savings and investment contributions in your budget.

4. **Build an Emergency Fund**: Set aside funds in an easily accessible account to cover unexpected expenses or emergencies. Aim for 3-6 months’ worth of living expenses.

5. **Debt Management**: Evaluate your debts and create a strategy to pay them off efficiently. Prioritize high-interest debts while maintaining minimum payments on others.

6. **Risk Management and Insurance**: We help in aAssess your insurance needs, including life insurance, health insurance. Ensure you have adequate coverage to protect yourself and your assets.

7. **Investment Strategy**: Develop an investment strategy based on your risk tolerance, time horizon, and financial goals. Diversify your investments across different asset classes, such as stocks, bonds, real estate, and Gold. As most of the people are not exposed to stock market, we suggest Mutual fund route for stock investing. The process is completely digital and personal meeting, though preferred, not mandatory.

Steps in investing online in Mutual Funds:

STEP I

1. Get self-signed copy of the following documents from client
2. Aadhar
3. PAN
4. Cancelled cheque
5. Email id & phone number
6. Details of nominee
7. Aadhar self signed
8. PAN self signed

STEP II

 An account is created on NSE platform with the details supplied by the client. The client will receive a mail. The client needs to verify details and approve.

Creation on NSE platform – 2days

STEP III

A mandate is created for online debit to client Bank account. This is one time exercise. Client receives a mail from NSE and has to approve the mandate.

Time taken : 3 working days

Step IV

The client is ready for investment. The above details are required one time only.

A portfolio is planned as per the risk profile of investor and discussed with the client. Once client approves. Investment is created on NSE platform. The same will go to the client for approval. On client’s approval client’s bank account will get debited. The allotment of MFs takes 2-3 days max.

In future selling and new investment is just a discussion followed by client approval.

11. **Regular Review and Adjustment**: The investment status is reviewed quarterly and adjustment, if any, initiated in consultation with the client.